505 Beach Street, Suite 120, San Francisco, CA 94133-1301

frank.lavin2@securitiesamerica.com

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Frank Lavin II

Investment Advisor Representative

4153354431

8662025311

frank.lavin2@securitiesamerica.com

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Office: (415) 796-2693

Toll-Free: (888) 373-0364

Fax: 866-202-5311

505 Beach Street

Suite 120

San Francisco, CA 94133-1301

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Strategies may employ an investment in annuities. Early withdrawals from these long term investments may result in surrender penalties. Withdrawal prior to age 59½ may be subject to a 10% federal tax penalty. All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.