505 Beach Street,
Retirement Planning / Investment Portfolio Management / Estate planning / Comprehensive Financial Advice
Columbus Advisors provides our clients with comprehensive investment advisory experience. While our client base varies in age demographics, we specialize in helping people that are in retirement or preparing to enter that phase of life. Our retirement-centered practice gives clients the individually tailored planning, investment management and services they need and deserve. As Investment Advisor Representatives, we serve as fiduciaries on all of advisory accounts.
How long will your income last in retirement?
Unless Social Security, retirement plan income and streams of income from assets such as real estate are enough, chances are you will need to generate income from your assets including IRA’s and other retirement plan assets and other assets in your estate.
When should you start your Social Security?
Waiting to age seventy to start drawing your social security significantly increases your retirement income.
The S&P 500 went down 500 Down -55.25% from its 2007 peak to its bottom in 2009.
Can you wait four years for your account to return to it's prior value?
Is your retirement income positioned to withstand a major market downturn?
Are you over age seventy, in need of more income?
For investors who are interested in providing some guaranteed income from their portfolios, an income annuity should be a consideration, especially if one is older and in good health. With guaranteed cash flows on initial investments of 6%, 7% or higher guaranteed by strong companies for life, they may be able to offer more income than alternatively conservative investments.
Have you reduced the impact of probate costs on your estate?
Tax reform has eliminated Federal Estate taxes on most estates that are less than $20 million; However, the costs of probate can be rather significant.
Is your Revocable Living Trust eliminating probate costs as it should?
The main reason people set up revocable living trusts is to eliminate probate costs. However, failure to follow through in the asset registration can destroy the plan.
Our advisory business model enables us to be completely focused on your needs and goals. We have partnered with an independent broker dealer, Securities America, to ensure that we are 100% agnostic in our recommendations.
We are limitless with the tools at our disposal to best equip our clients for success. We take great pride in the service we provide for our clients. Our greatest achievement is helping people navigate to their goals and achieve their financial dreams.
In the heart of San Francisco.
Columbus Advisor’s office is located in the Fisherman’s Wharf neighborhood. Our founding partners have deeply rooted ties to the neighborhood and community. While a large portion of our business is in in the greater Bay Area, we proudly serve clients across the country.
Today’s economic environment presents many challenges. Along with these challenges comes opportunities and potential rewards for those who can identify trends.
Whether you’re facing retirement—or looking to better understand certain investment ideas—we can help you address your most pressing financial questions.
Our first priority and only objective is your overall financial success. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of our foundation of success.
Our site is filled with educational videos, articles, presentations, and calculators designed to help you learn more about the world of personal finance. As you search our website, send us a note regarding any questions you may have about any particular investment concepts or products. We'll get back to you quickly with a thoughtful answer.